It's too risky given the international context and its effects on the stock market price!
Crédit Agricole SA makes an offer each year to allow regular investment and spread the risk over time.
So, whether to subscribe or not is up to you, but by investing every year, you limit the capital risk.
With the ACR, it’s been every year for the past 7 years!
I'm concerned about the volatility of the share price
The subscription price is calculated based on an average price over the 20 days before its publication.
It also includes a 20% discount.
Finally, it is important to remember that Crédit Agricole SA has a dividends share-out policy that can improve the performance of your investment.
The share price has risen sharply recently. Isn't now a good time to invest?
Crédit Agricole S.A. makes an offer each year to allow regular investment and spread the risk over time.
So, whether to subscribe or not is up to you, but by investing every year, you limit the capital risk.
In any case, it's too expensive for me!
1 share
- is the minimum investment in the ACR 2024!
- Moreover, with the 20% discount, you buy 20% cheaper than on the stock market!
5-year lock-in, I prefer to keep my capital available
Remember that there are 10 cases for early redemption that correspond to important moments in life, such as marriage or the purchase of a main residence…
If I have second thoughts about how much I have subscribed, can I change it?
You have until 8 p.m. (Paris time) on 10 July 2024 to change the amount of your subscription!
I don't have time to participate and besides, it seems too complicated to me
On the subscription website, all you have to do is:
1. Check or fill in your personal details;
2. Indicate the number of shares you would like to subscribe for;
3. Confirm!
Will I be taxed on the discount?
For information about the taxes that apply in your country, please check the “Country Data Sheet” on the website.
I don't know how I'd receive the dividends
When Crédit Agricole SA pays a dividend, you receive as many dividends as shares you have in the fund.
The amount is then paid into your bank account.
I might not be here during the subscription period
You can subscribe from 12 p.m. (Paris time) on 27 June to 8 p.m. (Paris time) on 10 July 2024.
What’s more, you can do it from anywhere with your mobile phone!
Scheduling a subscription period for the summer is not very practical
The timing of the offer is dictated by the dividend payment date, among other things.
The statement of share prices used to calculate the subscription price begins on this date so that employees can benefit from a more attractive subscription price.
Even if you are on holiday, you can subscribe from anywhere using the subscription site, and have information sent to your personal e-mail address!